By Ken Stern
Weather, housing, sport, and overall healthiness care are one of the components explored in 50 significant areas to Retire in the USA, 2d Ed.. This revised and up to date model seems to be on the hottest retirement groups within the usa and offers info in a undemanding layout that may not baffle readers with information and hard-to-follow charts.
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Extra resources for 50 Fabulous Places to Retire in America
2. I want to invest wisely and maximize my earning potential. 3. I want to preserve my money from unnecessary income, capital gain or estate taxes. In addition, I want to preserve my estate from longterm care costs or other forces that could use up my money. Page 19 Your pre-retirement financial checklist Before creating your plan or investing, you need to know what is and is not important. The following checklist outlines 18 important questions you will need to answer in order to prepare financially for your retirement.
As with all financial planning strategies presented in this book, consult with professionals before creating one. The concept is to create a charitable trust with a qualified charity. Deposit an asset into the trust that is highly appreciated, say a building. Sell the building and pay no capital gains taxes. Convert it to income and draw the income that is generated, or a portion of it. By doing so, you reduce the size of your estate and potential estate taxes, avoid capital gains taxes and receive deductions on your taxes for the amount of the gift.
Have you thought about school? Now that you have the time, are you thinking about taking up a foreign language or a current events class? 11. Will you join a club? Do you plan to become active in clubs, organizations or civic groups? 12. Could you give a little back? Would like to get involved in helping others in their communities? Through what organizations in your new community can you volunteer your talents and services? 13. Do you love culture? Are you a theater, opera or dance buff? Would you prefer to live in an area that has ongoing cultural events, or would it be acceptable to drive an hour to take in a show?
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